

Released in 2024, Money Train 4 is the most recent sequel to Relax Gaming's popular Money Train franchise. It's a highly volatile game that integrates a variety of updated features and mechanics, including Persistent symbols, random respins, and a Money Cart bonus round with an expanding grid. The Money Train 4 slot offers a maximum win of 150,000x your bet, which is massive for a fixed jackpot game.
Money Train 4 is the fourth chapter of the Money Train slot franchise, which started with the release of the original Money Train game in 2019. The setting has evolved from Money Train 1's dusty Wild West background to a dystopian cyberpunk stage. The Money Train itself has also evolved into an alien-like fortress that navigates through a hostile alien world.

Action takes place on a 6x6 grid that uses a Pays Anywhere mechanic. This means you only need identical symbols to appear anywhere on the reels instead of needing them to line up correctly on fixed paylines. You must land at least 8 identical symbols to trigger a payout. The Money Train 4 base game also offers Respins, which can happen randomly following a win.
While the base game serves up plenty of excitement, the biggest payouts are generated in the Money Cart bonus round. You can trigger the bonus round by landing 3+ Scatters in the base game. In some regions, you can use the Money Train 4 Bonus Buy feature to buy your way in. The bonus round introduces four different types of symbol interactions, along with an expandable grid that can grow from 4 rows up to 8. The game builds on the key features and mechanics that made Money Train 3 such a success.

Author's Thoughts
Jeffrey Gynn
While the base game serves up plenty of excitement, the biggest payouts are generated in the Money Cart bonus round.
Starting your own Money Train 4 heist is easy, regardless of whether you want to play on a desktop or mobile device. Here's a walkthrough.

The key feature of the Money Train 4 base game is Respins. They are randomly applied after a winning spin. During Respins, those winning symbols remain in position while all other positions respin. If you land another winning symbol or a Multiplier during a respin, then the Respins continue. Once a Respin fails to add another symbol or Multiplier, the Respins are over, and you collect your winnings.
To trigger the Money Cart bonus round, you must land at least 3 Scatters or Gold Persistent symbols, which can substitute for Scatters. You can also use the Bonus Buy to punch your ticket to the Money Cart bonus round.
The bonus round features over 20 different special symbols. Each one triggers a special bonus function. The Money Cart round starts with 3 free spins that reset whenever you land a new symbol. Key features of this bonus round include:

Author's Thoughts
Jeffrey Gynn
This is the most realistic path toward that huge 150,000x maximum payout.
Money Train 4 features 8 pay symbols. The high-value symbols are the Blue, Green, Orange, and Red bandits. The lower-paying symbols are Spades, Hearts, Clubs, and Diamonds. During the bonus game, these symbols act as Multipliers.
| Symbol | 8-9 | 10-11 | 12-14 | 15-19 | 20-24 | 25-29 | 30-35 | 36 |
|---|---|---|---|---|---|---|---|---|
| Blue Diamond | N/A | 0.40x | 0.80x | 2x | 4x | 7.5x | 10x | 100x |
| Green Club | N/A | 0.40x | 0.80x | 2x | 4x | 7.5x | 10x | 100x |
| Orange Heart | N/A | 0.50x | 1x | 3x | 6x | 10x | 15x | 125x |
| Red Spade | N/A | 0.50x | 1x | 3x | 6x | 10x | 15x | 125x |
| Symbol | 8-9 | 10-11 | 12-14 | 15-19 | 20-24 | 25-29 | 30-35 | 36 |
|---|---|---|---|---|---|---|---|---|
| Blue Bandit | N/A | 1x | 1.5x | 6x | 10x | 20x | 30x | 250x |
| Green Bandit | N/A | 1.2x | 2x | 8x | 15x | 25x | 40x | 400x |
| Orange Bandit | 1x | 1.5x | 5x | 10x | 20x | 30x | 50x | 500x |
| Red Bandit | 1.2x | 2x | 10x | 20x | 35x | 50x | 100x | 1,000x |
The Scatter and special symbols that appear in the Money Cart bonus round include:
There aren't any special tricks or secret strategies to winning on the Money Train 4 slot. It all comes down to luck. That said, there are a few things that you can do to maximize your odds of winning and stay in the game longer.
Money Train 3 and Money Train 4 may be parts of the same franchise, but they are two very different games. For starters, Money Train 3 takes place on a 5x4 grid with 40 fixed paylines. Money Train 4 plays on a 6x6 grid that uses a Pays Anywhere mechanic. The Money Train 3 and Money Train 4 RTPs are both 96.5%, but the latest iteration is far more volatile.
Money Train 4 also completes the evolution of the Money Cart mechanic, largely by adding the Arms Dealer, Upgrader, and other feature symbols. Then there's the increase in max win potential. Whereas Money Train 3 offers a 100,000x max win, the latest version offers 150,000x.
| Feature | Money Train 4 | Money Train 3 |
|---|---|---|
| Provider | Relax Gaming | Relax Gaming |
| Reels | 6x6 | 5x4 |
| RTP | 96.5% | 96.5% |
| Volatility | Extremely High | High |
| Max Win | 150,000x | 100,000x |
| Bonus Round | Yes | Yes |
| Special Symbols | 20 | 11 |
| Theme | Dystopian/Cyberpunk | Dystopian/Cyberpunk |
| Game Details | |
|---|---|
| Name | Money Train 4 |
| Provider | Relax Gaming |
| RTP | 96.5% |
| Paylines | Pays Anywhere |
| Category | Slots |
| Reels | 6 |
| Volatility | High |
| Max Win | 150,000x |
| Min Bet | $0.10 |
| Max Bet | $6 |
| Bonus Feature | |
| Free Spins | |
| Autoplay | |
| Release Date | February 2024 |
Money Train 4 offers an RTP of 96.5%, which is slightly above average. This means that, over the course of millions of spins, you'd win back about $96.50 for every $100 wagered.
A Money Train 4 max win is 150,000x your bet. Since the game offers a $0.10 minimum bet and a $6 max bet, winning the big one can net you anywhere between $15,000 and $900,000.
You'll trigger the Money Cart bonus round by landing 3 or more Scatters anywhere on the reels. A Gold Persistent symbol can also appear, substituting for a Scatter. You can also use the Bonus Buy feature to trigger the bonus round.
Yes. Money Train 4 is more volatile than its predecessor. This means that wins are a bit less frequent, but they're typically more significant.