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  4. Money Train 4

Money Train 4

Written by
Jeffrey Gynn
Jeffrey Gynn
Last Updated: Apr 28, 2026
Last Updated: Apr 28, 2026
Money Train 4 screenshot
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Play Money Train 4

Quick Summary

Money Train 4

Released in 2024, Money Train 4 is the most recent sequel to Relax Gaming's popular Money Train franchise. It's a highly volatile game that integrates a variety of updated features and mechanics, including Persistent symbols, random respins, and a Money Cart bonus round with an expanding grid. The Money Train 4 slot offers a maximum win of 150,000x your bet, which is massive for a fixed jackpot game.

Money Train 4 Introduction

Money Train 4 is the fourth chapter of the Money Train slot franchise, which started with the release of the original Money Train game in 2019. The setting has evolved from Money Train 1's dusty Wild West background to a dystopian cyberpunk stage. The Money Train itself has also evolved into an alien-like fortress that navigates through a hostile alien world.

Money Train 4 base game showing 6x6 grid with bandit and card suit symbols, Buy button, and dystopian desert backdrop
The 6x6 grid sits in a dystopian desert landscape with the four bandit characters and card suit symbols, plus the Buy button on the left.

Action takes place on a 6x6 grid that uses a Pays Anywhere mechanic. This means you only need identical symbols to appear anywhere on the reels instead of needing them to line up correctly on fixed paylines. You must land at least 8 identical symbols to trigger a payout. The Money Train 4 base game also offers Respins, which can happen randomly following a win.

While the base game serves up plenty of excitement, the biggest payouts are generated in the Money Cart bonus round. You can trigger the bonus round by landing 3+ Scatters in the base game. In some regions, you can use the Money Train 4 Bonus Buy feature to buy your way in. The bonus round introduces four different types of symbol interactions, along with an expandable grid that can grow from 4 rows up to 8. The game builds on the key features and mechanics that made Money Train 3 such a success.

“
Jeffrey Gynn

Author's Thoughts

Jeffrey Gynn

While the base game serves up plenty of excitement, the biggest payouts are generated in the Money Cart bonus round.

How Do You Play Money Train 4?

Starting your own Money Train 4 heist is easy, regardless of whether you want to play on a desktop or mobile device. Here's a walkthrough.

  1. Link and fund your Web3 wallet: Link your Web3 wallet to MetaWin by selecting the blue wallet icon, which is located at the top of the screen. You'll be given on-screen instructions for each step. You also have the option of scanning a QR code. If you don't have any cryptocurrency, you can purchase some using a variety of fiat payment options through MetaWin's MoonPay portal.
  2. Launch Money Train 4: You can immediately find the Money Train 4 slot by using the search bar. Once you have found it, tap on the game icon to launch Money Train 4 in your desktop or mobile browser. After playing it once, the game will appear in the "Recently Played" section of the casino lobby for fast future access.
  3. Check out the rules: Select the "i" link in the game menu to find the pay table and explanations of how each feature and mechanic works. There are several of them, and it's important to understand how each one affects gameplay and outcomes.
  4. Set your bet size: Hit the icon located in the bottom-right corner of the screen. It looks like a stack of casino chips and allows you to set your bet size. Stakes range between $0.10 and $6 per spin. Seeing how the Money Train 4 slot is highly volatile, a stake size of around 1% to 2% of your session bankroll is recommended. This will help you survive those inevitable cold snaps.
  5. Spin the reels: Once you have placed your bet, hit the Spin button to start your Money Train 4 heist. For a more hands-off approach to gameplay, you can use the AutoSpin feature to automatically take you through as many rounds as you wish.

Bonus Features

Base Game Features

Money Train 4 Money Cart bonus trigger showing 5 Persistent feature symbols: Collector Payer, Necromancer, Shapeshifter, Arms Dealer, and Sniper
Triggering the Money Cart bonus reveals the five Persistent feature types that can appear during the round.

The key feature of the Money Train 4 base game is Respins. They are randomly applied after a winning spin. During Respins, those winning symbols remain in position while all other positions respin. If you land another winning symbol or a Multiplier during a respin, then the Respins continue. Once a Respin fails to add another symbol or Multiplier, the Respins are over, and you collect your winnings.

Money Cart Bonus Round

To trigger the Money Cart bonus round, you must land at least 3 Scatters or Gold Persistent symbols, which can substitute for Scatters. You can also use the Bonus Buy to punch your ticket to the Money Cart bonus round.

The bonus round features over 20 different special symbols. Each one triggers a special bonus function. The Money Cart round starts with 3 free spins that reset whenever you land a new symbol. Key features of this bonus round include:

  1. Grid Expansion: Filling a row with symbols will unlock one of the four additional rows.
  2. Persistent Symbols: When Persistent symbols appear, they weave their magic through each subsequent spin. This is the most realistic path toward that huge 150,000x maximum payout.
  3. Collectors and Payer Symbols: Adds or collects pay symbols and Multipliers from the reels.
  4. Sniper: The Sniper will take aim at between 3 and 8 symbols to double their values.
  5. Necromancer: Revives between 2 and 7 spent non-Persistent symbols.
  6. Arms Dealer: Changes between 1 and 4 bonus symbols into special feature symbols.
  7. The Unlocker: Unlocks a locked row.
  8. Upgrader: Upgrades 1, 2, or 3 symbols to Persistent.
  9. Bonus Buy: If you have access to the Bonus Buy feature, you'll have 2 options. Original Feature costs 100x your stake. Persistent Feature guarantees at least one Persistent symbol at a cost of 500x your bet size.
“
Jeffrey Gynn

Author's Thoughts

Jeffrey Gynn

This is the most realistic path toward that huge 150,000x maximum payout.

Symbols and Paytable

Money Train 4 features 8 pay symbols. The high-value symbols are the Blue, Green, Orange, and Red bandits. The lower-paying symbols are Spades, Hearts, Clubs, and Diamonds. During the bonus game, these symbols act as Multipliers.

Low Value Symbols

Symbol8-910-1112-1415-1920-2425-2930-3536
Blue DiamondN/A0.40x0.80x2x4x7.5x10x100x
Green ClubN/A0.40x0.80x2x4x7.5x10x100x
Orange HeartN/A0.50x1x3x6x10x15x125x
Red SpadeN/A0.50x1x3x6x10x15x125x

High Value Symbols

Symbol8-910-1112-1415-1920-2425-2930-3536
Blue BanditN/A1x1.5x6x10x20x30x250x
Green BanditN/A1.2x2x8x15x25x40x400x
Orange Bandit1x1.5x5x10x20x30x50x500x
Red Bandit1.2x2x10x20x35x50x100x1,000x

Special Symbols

The Scatter and special symbols that appear in the Money Cart bonus round include:

  1. Multiplier Symbol: A value between 1x and 10x.
  2. Collector: Collects all visible values on the reels and adds them to its own value.
  3. Persistent Collector: Does what the Collector symbol does, but it remains throughout the entire bonus round.
  4. Adjacent Collector: Adds the values of all 8 adjacent positions to its own value.
  5. Persistent Adjacent Collector: Does what the Adjacent Collector symbol does, but it remains throughout the entire bonus round.
  6. Payer: Reveals a Multiplier value and adds it to all other symbols on the reels.
  7. Persistent Payer: Does what the Payer does, but it remains throughout the entire bonus round.
  8. Adjacent Payer: A Multiplier that affects all adjacent symbols.
  9. Persistent Adjacent Payer: Does what an Adjacent Payer symbol does throughout the entire bonus round.
  10. Sniper: Shoots at between 3 and 8 other bonus symbols to double their values.
  11. Persistent Sniper: Does what the Sniper does throughout the entire bonus round.
  12. Collector Payer: Targets from 3 to 5 symbols, increasing each one's value.
  13. Arms Dealer: Converts 1 to 4 bonus symbols into a feature symbol.
  14. Persistent Arms Dealer: Converts 1 bonus symbol into a feature symbol for all subsequent spins.
  15. Necromancer: Revives between 2 and 7 spent non-Persistent feature symbols.
  16. Persistent Necromancer: Turns into a Collector, Payer, Sniper, Collector Payer, Arms Dealer, or Unlocker after each spin.
  17. Unlocker: Unlocks a locked row.
  18. Reset Plus: Adds 1 spin to the remaining total of spins in the round.
  19. Upgrader: Upgrades between 1 and 3 feature symbols into their Persistent versions.

Tips for Playing Money Train 4

There aren't any special tricks or secret strategies to winning on the Money Train 4 slot. It all comes down to luck. That said, there are a few things that you can do to maximize your odds of winning and stay in the game longer.

  1. Bet Sizing: You can stake anywhere from $0.10 up to $6 per spin on Money Train 4. Scale your bet size to no more than 1% or 2% of your session bankroll. Considering the slot's high-volatility rating, something closer to 1% is more appropriate because it will help you endure the types of losing streaks that high-volatility games are prone to. You'll be able to enjoy longer sessions.
  2. Don't Abuse Bonus Buy: The Money Train 4 Bonus Buy feature offers instant access to the Money Cart bonus round, but it comes at a hefty cost. This slot offers a choice of two Bonus Buy types. One costs 100x your bet, and the other costs 500x your stake. It's expensive, especially if your bankroll is small. More importantly, the Money Cart bonus round doesn't guarantee a win.
  3. Play the Money Train 4 slot demo first: Money Train 4 boasts loads of features and mechanics. More than enough to confuse or even intimidate new players. Try selecting the "Fun Play" option when you first launch the game. This will open the free demo version, allowing you to get a feel for how the game works and how the various features impact the experience. You can trigger the "Play for Real" switch at the bottom of the screen when you're ready to play for real money.
  4. Pay attention to feature symbols: The Sniper, Necromancer, and all other feature symbols have a profound impact on the Money Cart Bonus Game. Make sure to pay close attention to them when they appear because the winnings can start adding up quickly. You likely won't rake in the 150,000x max win without them.
  5. Set a loss limit: It's wise to establish a loss limit before starting a session of Money Train 4. This will prevent you from losing more than you may be able to afford. When you reach that limit, avoid the temptation to chase by calling off the heist. You can try again tomorrow.

Money Train 4 Pros and Cons

Pros

  • Massive 150,000x maximum win potential
  • Evolved Money Cart mechanic
  • Part of a successful slot franchise
  • High-quality visuals and sounds

Cons

  • Extremely volatile
  • The base game sometimes feels uneventful
  • Bonus Buy feature is expensive

Money Train 4 vs Money Train 3

Money Train 3 and Money Train 4 may be parts of the same franchise, but they are two very different games. For starters, Money Train 3 takes place on a 5x4 grid with 40 fixed paylines. Money Train 4 plays on a 6x6 grid that uses a Pays Anywhere mechanic. The Money Train 3 and Money Train 4 RTPs are both 96.5%, but the latest iteration is far more volatile.

Money Train 4 also completes the evolution of the Money Cart mechanic, largely by adding the Arms Dealer, Upgrader, and other feature symbols. Then there's the increase in max win potential. Whereas Money Train 3 offers a 100,000x max win, the latest version offers 150,000x.

Money Train 4 vs Money Train 3

FeatureMoney Train 4Money Train 3
ProviderRelax GamingRelax Gaming
Reels6x65x4
RTP96.5%96.5%
VolatilityExtremely HighHigh
Max Win150,000x100,000x
Bonus RoundYesYes
Special Symbols2011
ThemeDystopian/CyberpunkDystopian/Cyberpunk
Game Details
NameMoney Train 4
ProviderRelax Gaming
RTP96.5%
PaylinesPays Anywhere
CategorySlots
Reels6
Volatility
HighHigh volatility
Max Win150,000x
Min Bet$0.10
Max Bet$6
Bonus Feature
Free Spins
Autoplay
Release DateFebruary 2024

Contents

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Money Train 4 FAQ

Money Train 4 offers an RTP of 96.5%, which is slightly above average. This means that, over the course of millions of spins, you'd win back about $96.50 for every $100 wagered.

A Money Train 4 max win is 150,000x your bet. Since the game offers a $0.10 minimum bet and a $6 max bet, winning the big one can net you anywhere between $15,000 and $900,000.

You'll trigger the Money Cart bonus round by landing 3 or more Scatters anywhere on the reels. A Gold Persistent symbol can also appear, substituting for a Scatter. You can also use the Bonus Buy feature to trigger the bonus round.

Yes. Money Train 4 is more volatile than its predecessor. This means that wins are a bit less frequent, but they're typically more significant.

About the Author

Jeffrey Gynn

Jeffrey Gynn

Casino & Sports Betting Specialist

Jeffrey has reviewed and rated hundreds of sports betting sites and online casinos over the past decade-plus. He is regarded as a trusted consumer advocate who aims to ensure that players are treated fairly and get the biggest bang for their gambling bucks. He achieves this goal by producing honest, objective, and detailed reviews, which provide beginners, amateurs, and pros with all the information they need to find the most suitable and trustworthy iGaming sites.

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